01
Rescue & new money
Super-senior or priming facilities that fund a business through a liquidity gap or turnaround.
Lending & Financing
Special situations.
Complexity does not make a company unfundable.
Rescue and new money, debt purchase, standstills, asset-light, time-critical and cross-border situations — structured around the business, not a template.
- Rescue & new money
- Time-critical
- No false certainty
Special situationTerm sheet · Illustrative
- Situation
- Liquidity gap or maturity pressure
- New money
- Super-senior, agreed with lenders
- Existing debt
- Standstill, waiver or purchase
- Timetable
- Triaged the same day
- Answer
- A straight view, early
Illustrative only. Every facility is subject to due diligence, credit approval and documentation.
Complex, not unfundableStructured around the business
Same-day triageFor time-critical requests
USD 2B+Total amount financed to date
100+Lending, arranging and advisory mandates
12Capital partner classes
10+ yrsCombined lending and corporate finance experience
What we fund
Six situations a template lender avoids.
Each one needs a structure, not a standard product.
02
Debt purchase & loan-to-own
Existing debt bought at a discount to reset the capital structure or take control.
03
Standstill, waiver & forbearance
Time agreed with existing lenders while a lasting solution is put in place.
04
Asset-light
Businesses with no hard collateral, funded on cash flow, contracts and counterparties.
05
Time-critical
Deadlines that cannot move: acquisitions, maturities, auctions or regulatory dates.
06
Cross-border
Borrower, assets and lenders in different jurisdictions, under one structure.
How a special situation is worked
Three steps, in the right order.
Speed matters. So does getting the sequence right.
- 01
Triage
What is urgent, what is at risk and what the business is worth as a going concern.
You receive: A straight view on whether it is fundable
- 02
Stabilise
Standstills, waivers or bridge money to stop the clock and protect value.
You receive: Time to reach a lasting solution
- 03
Solve
New money, debt purchase or a refinancing that fixes the capital structure.
You receive: A structure the business can live with
No false certainty
A straight answer when it matters most.
In a special situation, a slow or vague answer costs more than a clear no. We tell you early what is possible and what is not.
“Complexity does not make a company unfundable.”
We look at the business, not just the balance sheet
A good business with the wrong debt is usually fundable. We start there.
We say what it will cost
Rescue money is priced for the risk. You see the terms before you commit.
We work with existing lenders
Standstills and inter-creditor terms agreed, not imposed.
We tell you if it cannot be done
And why, so the time can be used on the route that will work.
Why Royal Financial Group
Capital that can move when others cannot.
Because we lend as well as arrange, we can act while a standard credit process is still being scheduled.
We take the credit decision
No committee cycles for the first answer.
Special situations capital
Access to funds built for complex and stressed files.
Twelve structures
Super-senior, holdco, bridge and debt purchase among them.
Cross-border
Assets, lenders and currencies across six regions.
Confidential
Sensitive situations handled under NDA from first contact.
No false certainty
A clear yes, no or what it would take.
Our role, stated plainly. Royal Financial Group lends directly, and refinances, syndicates or participates its facilities through capital partners across the GCC, Europe and Asia. Every facility is subject to satisfactory due diligence, credit approval and formal documentation.
Frequently asked questions
Special situations, answered.
What is a special situation?
A funding need that does not fit a standard credit process: a business under pressure, a deadline that cannot move, no hard collateral, a cross-border structure, or existing debt that has to be bought, waived or re-ranked before new money can come in.
Can a business in difficulty still be funded?
Often, yes. Complexity does not make a company unfundable. If the business has a real future, rescue capital, super-senior new money or a refinancing can usually be structured around it.
What is super-senior or priming new money?
New money that ranks ahead of existing debt, agreed with the existing lenders, so a business can be funded through a turnaround or a liquidity gap.
How fast can you move?
Time-critical requests are triaged the same day. An indicative position usually follows within days, subject to what the file shows and the diligence it needs.
Will you tell us if it cannot be done?
Yes. No false certainty. If a situation is not fundable, or not fundable on the terms needed, we say so early and explain why.