/* ==========================================================================
   Royal Financial Group — Meydan Free Zone, Dubai
   Brand stylesheet. Single committed visual world: navy ground, brass accent,
   cool alabaster paper. Every colour is painted explicitly.
   ========================================================================== */

:root{
  /* Ground */
  --ink:#0A1A2F;          /* primary navy */
  --ink-deep:#050E1C;     /* footer / gradient floor */
  --ink-raised:#122744;   /* navy panels on navy */
  --paper:#F5F6F8;        /* cool alabaster */
  --paper-alt:#EAEDF2;    /* banded sections */
  --white:#FFFFFF;

  /* Accent */
  --brass:#B08D3F;        /* restrained gold — on light grounds */
  --brass-lit:#D9B769;    /* gold — on navy grounds */
  --brass-wash:rgba(176,141,63,.10);

  /* Text */
  --text:#16243A;
  --text-soft:#57657E;
  --text-on-ink:#E7EBF2;
  --text-on-ink-soft:#9AA9BF;

  /* Lines */
  --rule:rgba(22,36,58,.14);
  --rule-strong:rgba(22,36,58,.28);
  --rule-on-ink:rgba(231,235,242,.16);

  /* System */
  --wrap:1180px;
  --gutter:clamp(20px,5vw,48px);
  --sect:clamp(64px,9vw,116px);
  --serif:"Spectral",Georgia,"Times New Roman",serif;
  --sans:"IBM Plex Sans","Helvetica Neue",Arial,sans-serif;
  --mono:"IBM Plex Mono","SFMono-Regular",Consolas,monospace;
  --ease:cubic-bezier(.22,.61,.36,1);
}

*,*::before,*::after{box-sizing:border-box;}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--paper);
  color:var(--text);
  font-family:var(--sans);
  font-size:17px;
  line-height:1.65;
  font-weight:400;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img{max-width:100%;display:block;}
a{color:inherit;}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;letter-spacing:-.012em;text-wrap:balance;margin:0;line-height:1.14;}
p{margin:0;}
ul{margin:0;padding:0;list-style:none;}

:focus-visible{outline:2px solid var(--brass);outline-offset:3px;border-radius:2px;}

/* ---------- Primitives ------------------------------------------------- */
.wrap{width:100%;max-width:var(--wrap);margin-inline:auto;padding-inline:var(--gutter);}
.stack{display:flex;flex-direction:column;}

.eyebrow{
  font-family:var(--mono);
  font-size:11px;
  letter-spacing:.20em;
  text-transform:uppercase;
  color:var(--brass);
  display:flex;align-items:center;gap:12px;
  margin:0;
}
.eyebrow::before{content:"";width:26px;height:1px;background:var(--brass);flex:none;}
.on-ink .eyebrow{color:var(--brass-lit);}
.on-ink .eyebrow::before{background:var(--brass-lit);}

.lede{font-size:clamp(17px,1.9vw,20px);line-height:1.62;color:var(--text-soft);max-width:62ch;}
.on-ink .lede{color:var(--text-on-ink-soft);}

.h-xl{font-size:clamp(38px,5.6vw,66px);}
.h-lg{font-size:clamp(30px,3.9vw,46px);}
.h-md{font-size:clamp(22px,2.4vw,28px);}
.h-sm{font-size:19px;line-height:1.3;}

.section{padding-block:var(--sect);}
.section--paper{background:var(--paper);}
.section--alt{background:var(--paper-alt);}
.section--ink{background:var(--ink);color:var(--text-on-ink);}
.section--ink h1,.section--ink h2,.section--ink h3{color:var(--white);}

.section-head{display:flex;flex-direction:column;gap:18px;max-width:70ch;margin-bottom:clamp(36px,5vw,56px);}

.btn{
  display:inline-flex;align-items:center;gap:10px;
  font-family:var(--mono);font-size:12px;letter-spacing:.13em;text-transform:uppercase;
  padding:14px 26px;border:1px solid var(--ink);background:var(--ink);color:var(--white);
  text-decoration:none;cursor:pointer;transition:background .25s var(--ease),color .25s var(--ease),border-color .25s var(--ease);
}
.btn:hover{background:var(--brass);border-color:var(--brass);color:var(--ink);}
.btn--ghost{background:transparent;color:var(--ink);border-color:var(--rule-strong);}
.btn--ghost:hover{background:var(--ink);color:var(--white);border-color:var(--ink);}
.btn--onink{background:var(--brass-lit);border-color:var(--brass-lit);color:var(--ink-deep);}
.btn--onink:hover{background:transparent;color:var(--brass-lit);border-color:var(--brass-lit);}
.btn--outline-ink{background:transparent;color:var(--text-on-ink);border-color:var(--rule-on-ink);}
.btn--outline-ink:hover{background:var(--white);color:var(--ink);border-color:var(--white);}
.btn .arw{transition:transform .25s var(--ease);}
.btn:hover .arw{transform:translateX(4px);}

/* ---------- Masthead ---------------------------------------------------- */
.masthead{
  position:sticky;top:0;z-index:60;
  background:rgba(10,26,47,.96);
  backdrop-filter:saturate(150%) blur(10px);
  border-bottom:1px solid var(--rule-on-ink);
}
.masthead__inner{display:flex;align-items:center;justify-content:space-between;gap:24px;height:76px;}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--white);}
.brand__mark{width:38px;height:38px;flex:none;}
.brand__name{display:flex;flex-direction:column;line-height:1;}
.brand__name b{font-family:var(--serif);font-size:17px;font-weight:600;letter-spacing:.01em;white-space:nowrap;}
.brand__name span{font-family:var(--mono);font-size:9px;letter-spacing:.22em;text-transform:uppercase;color:var(--brass-lit);margin-top:5px;}

.nav{display:flex;align-items:center;gap:30px;}
.nav a{
  font-size:14px;letter-spacing:.01em;text-decoration:none;color:var(--text-on-ink-soft);
  padding-block:6px;position:relative;transition:color .2s var(--ease);
}
.nav a::after{content:"";position:absolute;left:0;right:100%;bottom:0;height:1px;background:var(--brass-lit);transition:right .3s var(--ease);}
.nav a:hover{color:var(--white);}
.nav a:hover::after,.nav a.is-active::after{right:0;}
.nav a.is-active{color:var(--white);}
.masthead .btn{padding:11px 20px;}
.nav > .btn{display:none;}
@media (max-width:940px){.nav > .btn{display:inline-flex;}}

.navtoggle{display:none;background:none;border:1px solid var(--rule-on-ink);color:var(--text-on-ink);width:44px;height:40px;align-items:center;justify-content:center;cursor:pointer;}
.navtoggle span{display:block;width:18px;height:1px;background:currentColor;position:relative;}
.navtoggle span::before,.navtoggle span::after{content:"";position:absolute;left:0;width:18px;height:1px;background:currentColor;}
.navtoggle span::before{top:-6px;}
.navtoggle span::after{top:6px;}

@media (max-width:940px){
  .navtoggle{display:flex;}
  .masthead__inner{height:66px;}
  .nav{
    position:absolute;left:0;right:0;top:100%;
    flex-direction:column;align-items:stretch;gap:0;
    background:var(--ink);border-bottom:1px solid var(--rule-on-ink);
    padding:8px var(--gutter) 24px;display:none;
  }
  .nav.is-open{display:flex;}
  .nav a{padding:15px 0;border-bottom:1px solid var(--rule-on-ink);font-size:16px;}
  .nav a::after{display:none;}
  .nav .btn{margin-top:20px;justify-content:center;}
  .masthead__cta{display:none;}
}

/* ---------- Hero -------------------------------------------------------- */
.hero{position:relative;background:var(--ink-deep);color:var(--text-on-ink);overflow:hidden;isolation:isolate;}
.hero::after{
  content:"";position:absolute;inset:0;z-index:-1;
  background:
    radial-gradient(120% 90% at 78% 8%,rgba(176,141,63,.20),transparent 58%),
    linear-gradient(170deg,#0D2141 0%,#050E1C 72%);
}
#guilloche{position:absolute;inset:0;z-index:0;pointer-events:none;width:100%;height:100%;opacity:.5;}
.hero__inner{padding-block:clamp(72px,12vw,138px) clamp(64px,9vw,104px);position:relative;}
.hero__grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,.85fr);gap:clamp(32px,5vw,72px);align-items:end;}
.hero h1{color:var(--white);margin-top:22px;}
.hero h1 em{font-style:normal;color:var(--brass-lit);}
.hero__lede{margin-top:26px;}
.hero__cta{display:flex;flex-wrap:wrap;gap:14px;margin-top:38px;}
.hero__aside{border-left:1px solid var(--rule-on-ink);padding-left:clamp(20px,3vw,34px);}
.hero__aside dl{display:flex;flex-direction:column;gap:22px;margin:0;}
.hero__aside dt{font-family:var(--mono);font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:var(--text-on-ink-soft);}
.hero__aside dd{margin:6px 0 0;font-size:15px;color:var(--text-on-ink);line-height:1.5;}
@media (max-width:860px){
  .hero__grid{grid-template-columns:1fr;align-items:start;}
  .hero__aside{border-left:0;border-top:1px solid var(--rule-on-ink);padding-left:0;padding-top:30px;}
  .hero__aside dl{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:24px;}
}

/* page banner for interior pages */
.pagehead--flush .pagehead__inner{padding-bottom:clamp(26px,3.5vw,40px);}
.pagehead--flush + .section--ink{padding-top:clamp(30px,4vw,52px);}
.pagehead--flush + .section--ink::before{content:"";display:block;height:1px;background:var(--rule-on-ink);margin-bottom:clamp(30px,4vw,52px);}
.pagehead{background:var(--ink);color:var(--text-on-ink);position:relative;overflow:hidden;}
.pagehead::after{content:"";position:absolute;inset:0;background:radial-gradient(90% 120% at 85% 0%,rgba(176,141,63,.16),transparent 60%);pointer-events:none;}
.pagehead__inner{padding-block:clamp(56px,8vw,96px);position:relative;z-index:1;display:flex;flex-direction:column;align-items:flex-start;gap:20px;}
.pagehead__inner h1{max-width:19ch;}
.pagehead__inner .lede{max-width:64ch;}
.pagehead h1{color:var(--white);}

/* ---------- Ledger (stats) --------------------------------------------- */
.ledger{border-top:1px solid var(--rule-on-ink);background:rgba(255,255,255,.02);}
.ledger__grid{display:grid;grid-template-columns:repeat(3,1fr);}
.ledger__cell{padding:34px clamp(16px,3vw,34px);border-right:1px solid var(--rule-on-ink);}
.ledger__cell:last-child{border-right:0;}
.ledger__cell:first-child{padding-left:0;}
.ledger__num{font-family:var(--mono);font-size:clamp(26px,3.4vw,38px);color:var(--brass-lit);font-variant-numeric:tabular-nums;letter-spacing:-.02em;line-height:1;}
.ledger__lab{margin-top:12px;font-size:13px;color:var(--text-on-ink-soft);line-height:1.5;}
@media (max-width:720px){
  .ledger__grid{grid-template-columns:1fr;}
  .ledger__cell{border-right:0;border-bottom:1px solid var(--rule-on-ink);padding-left:0;}
  .ledger__cell:last-child{border-bottom:0;}
}

/* ---------- Index list (services as a register, not floating cards) ----- */
.register{border-top:1px solid var(--rule);}
.register__row{
  display:grid;grid-template-columns:64px minmax(0,1fr) minmax(0,1.25fr);
  gap:clamp(16px,3vw,40px);
  padding-block:34px;border-bottom:1px solid var(--rule);
  transition:background .3s var(--ease);
}
.register__row:hover{background:var(--brass-wash);}
.register__ref{font-family:var(--mono);font-size:11px;letter-spacing:.12em;color:var(--brass);padding-top:7px;}
.register__row h3{font-size:21px;}
.register__row p{color:var(--text-soft);font-size:16px;}
.register__tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px;}
.tag{font-family:var(--mono);font-size:10px;letter-spacing:.1em;text-transform:uppercase;color:var(--text-soft);border:1px solid var(--rule);padding:5px 9px;}
@media (max-width:820px){
  .register__row{grid-template-columns:44px minmax(0,1fr);}
  .register__row > p{grid-column:2;}
}

/* ---------- Panels ------------------------------------------------------ */
.grid-3{display:grid;grid-template-columns:repeat(auto-fit,minmax(258px,1fr));gap:1px;background:var(--rule);border:1px solid var(--rule);}
.grid-3--fixed{grid-template-columns:repeat(3,minmax(0,1fr));}
@media (max-width:900px){.grid-3--fixed{grid-template-columns:repeat(2,minmax(0,1fr));}}
@media (max-width:600px){.grid-3--fixed{grid-template-columns:1fr;}}
.panel{background:var(--paper);padding:clamp(26px,3vw,36px);display:flex;flex-direction:column;gap:14px;}
.section--alt .panel{background:var(--paper-alt);}
.panel__ico{width:30px;height:30px;color:var(--brass);}
.panel h3{font-size:19px;}
.panel p{font-size:15.5px;color:var(--text-soft);}

.grid-ink{display:grid;grid-template-columns:repeat(auto-fit,minmax(258px,1fr));gap:1px;background:var(--rule-on-ink);border:1px solid var(--rule-on-ink);}
.panel-ink{background:var(--ink);padding:clamp(26px,3vw,36px);display:flex;flex-direction:column;gap:14px;}
.panel-ink h3{font-size:19px;color:var(--white);}
.panel-ink p{font-size:15.5px;color:var(--text-on-ink-soft);}
.panel-ink .panel__ico{color:var(--brass-lit);}

/* ---------- Process (a real sequence — numbering earns its place) ------- */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:clamp(24px,3vw,40px);counter-reset:step;}
.step{border-top:2px solid var(--brass);padding-top:20px;display:flex;flex-direction:column;gap:10px;}
.step__n{font-family:var(--mono);font-size:11px;letter-spacing:.18em;color:var(--brass);}
.step h3{font-size:18px;}
.step p{font-size:15px;color:var(--text-soft);}
.section--ink .step p{color:var(--text-on-ink-soft);}

/* ---------- Split ------------------------------------------------------- */
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(32px,6vw,84px);align-items:start;}
@media (max-width:860px){.split{grid-template-columns:1fr;}}
.notes{display:flex;flex-direction:column;gap:0;border-top:1px solid var(--rule);}
.notes li{padding-block:16px;border-bottom:1px solid var(--rule);display:flex;gap:14px;font-size:16px;align-items:baseline;}
.notes li::before{content:"—";color:var(--brass);flex:none;font-family:var(--mono);}
.section--ink .notes,.section--ink .notes li{border-color:var(--rule-on-ink);}
.section--ink .notes li{color:var(--text-on-ink-soft);}
.section--ink .notes li::before{color:var(--brass-lit);}

/* ---------- Compliance note -------------------------------------------- */
.compliance{
  border-left:2px solid var(--brass);
  background:var(--brass-wash);
  padding:clamp(22px,3vw,30px) clamp(22px,3vw,32px);
  display:flex;flex-direction:column;gap:12px;
}
.compliance h3{font-size:18px;}
.compliance p{font-size:15px;color:var(--text-soft);max-width:78ch;}
.section--ink .compliance{background:rgba(217,183,105,.09);border-left-color:var(--brass-lit);}
.section--ink .compliance p{color:var(--text-on-ink-soft);}

/* ---------- Sectors ----------------------------------------------------- */
.sector{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.3fr);gap:clamp(20px,4vw,56px);padding-block:38px;border-bottom:1px solid var(--rule);align-items:start;}
.sector:first-of-type{border-top:1px solid var(--rule);}
.sector h3{font-size:24px;}
.sector__ref{font-family:var(--mono);font-size:11px;letter-spacing:.14em;color:var(--brass);margin-bottom:10px;}
.sector p{color:var(--text-soft);}
@media (max-width:760px){.sector{grid-template-columns:1fr;gap:14px;}}

/* ---------- Insights ---------------------------------------------------- */
.papers{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1px;background:var(--rule);border:1px solid var(--rule);}
.paper{background:var(--paper);padding:clamp(26px,3vw,34px);display:flex;flex-direction:column;gap:14px;min-height:230px;}
.paper__meta{font-family:var(--mono);font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:var(--text-soft);display:flex;gap:12px;flex-wrap:wrap;}
.paper__meta b{color:var(--brass);font-weight:400;}
.paper h3{font-size:20px;}
.paper p{font-size:15px;color:var(--text-soft);}
.paper__link{margin-top:auto;font-family:var(--mono);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--ink);text-decoration:none;border-bottom:1px solid var(--brass);align-self:flex-start;padding-bottom:3px;}

/* ---------- People ------------------------------------------------------ */
.people{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:clamp(24px,3vw,40px);}
.person{display:flex;flex-direction:column;gap:8px;}
.person__frame{aspect-ratio:4/5;background:linear-gradient(160deg,#12294A,#081729);border:1px solid var(--rule-strong);display:flex;align-items:flex-end;padding:16px;}
.person__frame span{font-family:var(--mono);font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:var(--brass-lit);}
.person h3{font-size:18px;margin-top:14px;}
.person p{font-size:14px;color:var(--text-soft);}

/* ---------- Form -------------------------------------------------------- */
.form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;}
.field{display:flex;flex-direction:column;gap:8px;}
.field--full{grid-column:1/-1;}
.field label{font-family:var(--mono);font-size:10px;letter-spacing:.16em;text-transform:uppercase;color:var(--text-on-ink-soft);}
.field input,.field select,.field textarea{
  font-family:var(--sans);font-size:15px;color:var(--white);
  background:rgba(255,255,255,.04);border:1px solid var(--rule-on-ink);
  padding:13px 14px;width:100%;transition:border-color .2s var(--ease),background .2s var(--ease);
}
.field textarea{min-height:130px;resize:vertical;}
.field input::placeholder,.field textarea::placeholder{color:rgba(154,169,191,.7);}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--brass-lit);background:rgba(255,255,255,.07);outline:none;}
.field select option{color:#16243A;}
.form__note{grid-column:1/-1;font-size:13px;color:var(--text-on-ink-soft);}
.form__status{grid-column:1/-1;font-family:var(--mono);font-size:12px;letter-spacing:.08em;color:var(--brass-lit);min-height:18px;}
@media (max-width:640px){.form{grid-template-columns:1fr;}}

.contactlist{display:flex;flex-direction:column;gap:26px;border-top:1px solid var(--rule-on-ink);padding-top:26px;}
.contactlist div{display:flex;flex-direction:column;gap:6px;}
.contactlist dt,.contactlist .k{font-family:var(--mono);font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:var(--text-on-ink-soft);}
.contactlist .v{font-size:16px;color:var(--white);line-height:1.55;}
.contactlist a{color:var(--brass-lit);text-decoration:none;border-bottom:1px solid rgba(217,183,105,.35);}
.contactlist a:hover{border-bottom-color:var(--brass-lit);}

/* ---------- CTA band ---------------------------------------------------- */
.band{background:var(--ink-deep);color:var(--text-on-ink);}
.band__inner{padding-block:clamp(52px,7vw,84px);display:flex;flex-wrap:wrap;gap:32px;align-items:center;justify-content:space-between;}
.band h2{color:var(--white);max-width:20ch;}

/* ---------- Footer ------------------------------------------------------ */
.foot{background:var(--ink-deep);color:var(--text-on-ink-soft);border-top:1px solid var(--rule-on-ink);}
.foot__top{display:grid;grid-template-columns:minmax(0,1.5fr) repeat(3,minmax(0,1fr));gap:clamp(28px,4vw,48px);padding-block:clamp(46px,6vw,66px);}
.foot__blurb{font-size:14.5px;line-height:1.65;max-width:44ch;margin-top:20px;}
.foot h4{font-family:var(--mono);font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:var(--brass-lit);font-weight:400;margin-bottom:16px;}
.foot ul{display:flex;flex-direction:column;gap:11px;}
.foot ul a,.foot ul li{font-size:14.5px;color:var(--text-on-ink-soft);text-decoration:none;}
.foot ul a:hover{color:var(--white);}
.foot__legal{border-top:1px solid var(--rule-on-ink);padding-block:26px;display:flex;flex-wrap:wrap;gap:16px 32px;justify-content:space-between;font-size:12.5px;line-height:1.6;}
.foot__legal p{max-width:88ch;}
@media (max-width:860px){.foot__top{grid-template-columns:repeat(2,minmax(0,1fr));}}
@media (max-width:520px){.foot__top{grid-template-columns:1fr;}}

/* ---------- Reveal ------------------------------------------------------ */
.rv{opacity:0;transform:translateY(16px);transition:opacity .7s var(--ease),transform .7s var(--ease);}
.rv.is-in{opacity:1;transform:none;}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto;}
  .rv{opacity:1;transform:none;transition:none;}
  *{animation-duration:.001ms !important;transition-duration:.001ms !important;}
}